USDA Water & Waste Disposal Loan & Grant Program in New York

This program provides funding for clean and reliable drinking water systems, sanitary sewage disposal, sanitary solid waste disposal, and storm water drainage to households and businesses in eligible rural areas.

Eligible Recipients:

This program assists qualified applicants who are not otherwise able to obtain commercial credit on reasonable terms. Eligible applicants include:

  • Most state and local governmental entities
  • Private nonprofits
  • Federally-recognized tribes

Eligible Projects:
Funds may be used to finance the acquisition, construction or improvement of:

  • Drinking water sourcing, treatment, storage and distribution
  • Sewer collection, transmission, treatment and disposal
  • Solid waste collection, disposal and closure
  • Storm water collection, transmission and disposal

In some cases, funding may also be available for related activities such as:

  • Legal and engineering fees
  • Land acquisition, water and land rights, permits and equipment
  • Start-up operations and maintenance
  • Interest incurred during construction
  • Purchase of facilities to improve service or prevent loss of service
  • Other costs determined to be necessary for completion of the project
  • See 7 CFR Part 1780.7 and 1780.9 for a complete list

Funding Source:
United States Department of Agriculture (USDA) Rural Development

Funding Amount:
Long-term, low-interest loans. If funds are available, a grant may be combined with a loan if necessary to keep user costs reasonable.

Funding Deadline:
Applications are accepted year round and may be filed electronically using RD Apply. The RD Apply Customer Help Guide is provided to help you get started and work through the application process.

Contact the local representative who serves your area
Participating nonprofits in your area may also offer assistance and training.

Or, participating nonprofits in your area may also offer assistance and training.

More Information:

Clean Water State Revolving Fund (CWSRF)

The CWSRF provides interest-free or low-interest rate financing for wastewater and sewer infrastructure projects to municipalities throughout New York State. EFC provides both short and long-term financing, interest-free or low interest to accommodate municipalities of all population sizes with varying financial needs.

Eligible Recipients:
Funding is available for financing community water supply systems. Eligible applicants include municipalities, Indian reservations wholly within NYS and water authorities.

Eligible Projects:
The program funds a large variety of projects aimed at water quality improvement. Applicants must first list their projects on the CWSRF Intended Use Plan (IUP) Annual List before being eligible for funding. Funds are provided as they become available and more applicants may apply than the amount of funds available for the year. Eligible projects and costs include municipally owned treatment works projects, stormwater/non-point source (NPS) projects, national estuary projects; and construction, repair, or replacement of municipal decentralized wastewater treatment systems that treat municipal wastewater or domestic sewage.

Cost Share Requirements:
Eligible water quality projects whose primary purpose is water protection may be financed for the entire cost of the project. Projects with a primary purpose other than water quality may be eligible for partial financing.

Funding Source:
NYS Environmental Facilities Corporation


NYS Environmental Facilities Corporation

Tel: 518-402-6924


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Water Quality Improvement Project Program

The New York State Department of Environmental Conservation (DEC) supports water quality improvements through the Water Quality Improvement Project (WQIP) Statewide Grant Program. The WQIP program is a competitive, reimbursement grant program that directs funds from the New York State Environmental Protection Fund to projects that reduce polluted runoff, improve water quality, and restore habitat in New York’s water bodies.

Eligible Recipients:

  • Municipalities (villages, towns & cities)
  • Soil and Water Conservation Districts
  • Not for Profit Corporations (in some cases)

Eligible Projects:

The five basic types of projects eligible for funding:

  • Municipal Wastewater Treatment
  • Municipal Separate Storm Sewer Systems (MS4s)
  • Nonagricultural Nonpoint Source Abatement and Control
  • Aquatic Habitat Restoration
  • Water Quality Management

The NYS DEC can provide up to 85% of wastewater treatment improvements and 75% of non-agricultural nonpoint source abatement and control, habitat restoration, and municipal separate storm sewer systems (MS4).

Funding Source:
NYS Department of Environmental Conservation

Funding Amount:


Division of Water
Bureau of Program Resources
625 Broadway
Albany, NY 12233

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